I'm 19 and I have debt problems - what can I do to hold off until I finish college?

i found this website online and also heard this organization mentioned on the today show..so i think they are reputable..with debt consolidation you should be able to consolidate or get ur payments reduced..sometimes the agency can get the companys to lower ur interest rates..there is stuff they can do and ur smart to try and work it out now..b4 u get in deeper...check them out and good luck!